How It Works · Stonefield Group

1 Phase 01

Phase One

Pathway to Homeownership

Getting the Keys

We meet you where you are. Whether your credit needs work, your down payment isn't there yet, or you just don't know where to start—Stonefield walks alongside you with clarity, without pressure, from first conversation to closing day.

Credit coaching & financial readiness+
We review your full financial picture—credit history, income, debts, and savings—and create a clear, honest plan for what it will take to get mortgage-ready.
Down payment navigation+
From identifying assistance programs to building a savings timeline, we help you find a realistic path to the funds you need—including options you may not know exist.
Creative financing solutions+
Lease-option agreements and other structures that let you move into a home you love while your financial picture continues to improve.
Lender & realtor coordination+
Stonefield partners with lenders and realtors who understand our clients' stories—so you're never just a file number in someone's pipeline.
Human-centered closing support+
Closing day can feel overwhelming. Tyree walks alongside you through every document, every question, and every moment of doubt—until the keys are in your hand.
Home stewardship formation+
Owning a home is different from renting. We prepare you for maintenance, escrow, budgeting, and the long-term responsibility of caring for what you've built.

Outcome Your family moves into your home with dignity, confidence, and the knowledge to care for it well.

Phase Two

Legacy Planning

Protecting What You Built

12–18 months after closing, Stonefield reconnects: "You're settled. Now let's talk about what happens next." This is where almost every other homeownership program goes quiet. We're just getting started.

Estate planning introductions+
We connect you with trusted estate planning partners—attorneys, advisors, and trust specialists—who understand that your home is more than an asset. It's a legacy.
Trust & will education+
Most people don't know the difference between a will and a living trust—or why it matters for a home. We make this understandable without making it feel frightening.
Complimentary planning consultation+
A no-cost first conversation with an estate planning partner from Stonefield's network—so you can explore your options without financial pressure.
Protecting the home for heirs+
Without proper planning, a home can be lost to probate, family conflict, or tax burdens. Stonefield helps make sure your home goes exactly where you intend.
"From Homeownership to Legacy" guide+
A plain-language resource covering the key decisions every homeowner should make within the first two years—written for real people, not financial professionals.
Ongoing stewardship check-ins+
Stonefield doesn't disappear after closing. We check in at 6 months, 12 months, and 18 months to make sure you're on track and answer any questions that have come up.

Outcome Your home becomes a protected family asset—something that can be passed down, not just lived in.

2 Phase 02

3 Phase 03

Phase Three

Wealth Building

Building on the Foundation

Your home is the cornerstone—but not the whole structure. Phase 3 connects you to the financial advisors, strategies, and long-term planning tools that transform homeownership into generational wealth architecture.

Home equity strategies+
Your home builds equity over time. We help you understand how to leverage that equity wisely—for renovations, education, or investment—without putting what you've built at risk.
Financial advisor connections+
Stonefield's network includes financial advisors who specialize in first-generation wealth building—people who understand where you came from and where you're trying to go.
Investment planning introductions+
From understanding your first brokerage account to thinking about real estate investment, Stonefield helps you take the next step without feeling like you're in over your head.
Education savings (529 accounts)+
One of the most powerful gifts you can give your children is an education without debt. We introduce you to the tools that make that possible, starting with the basics.
Life insurance as wealth transfer+
Properly structured life insurance isn't just protection—it's a wealth transfer vehicle. Stonefield connects you with advisors who can show you how this works in practice.
Long-term family wealth strategy+
Bringing all the pieces together: home, estate plan, investments, insurance, and education savings. This is where a house becomes a dynasty—even a modest one.

Outcome Your home becomes the cornerstone of a comprehensive family wealth strategy spanning generations.

Not sure where you stand?

Every journey starts
somewhere.

Whether you're just beginning to think about homeownership, actively working toward it, or already in your home and thinking about what's next—there's a place for you in this conversation. You don't need to have it all figured out before reaching out. That's what the first conversation is for.

Just starting out

You're ready to start learning what it will take.

You may have questions more than answers right now. That's the perfect place to begin. Tyree will tell you honestly what the path ahead looks like.

Actively working toward it

You're in motion—and you need the right support to get across the finish line.

Maybe you've been denied before. Maybe you're not sure what's holding you back. Stonefield's process is designed exactly for this moment.

Already home, thinking ahead

You've earned this. Now let's make sure it protects your family for generations.

The conversation shifts from getting the keys to protecting what you've built—and building what comes next.

Most programs stop
at closing.

Pathway to Homeownership

Legacy Planning

Wealth Building

Every journey starts
somewhere.

Not sure where you land?

Most programs stopat closing.

Pathway to Homeownership

Legacy Planning

Wealth Building

Every journey startssomewhere.

Not sure where you land?

Most programs stop
at closing.

Every journey starts
somewhere.